SWYP has announced an ultra-thin metal card and smartphone app that combines all of your credit, debit, gift and loyalty cards, creating the easiest way to pay and organize your money. Additionally, SWYP is the first wallet designed to understand what you want, when you want, making any payment smart, secure and simple.
SWYP is built for customers and business-friendly because it works anywhere a credit card or debit card is accepted, including current point of sale systems, ATMs and gas stations.
Equipped with sophisticated algorithms and unique dynamic magnetic stripe technology, SWYP learns from your behaviors, patterns and surroundings to anticipate your purchase decisions, creating a customized SWYP.
Rather than shuffle through multiple payment, gift or loyalty cards, SWYP predicts your personal schedule and automatically prioritizes specific cards during certain times of the day or week.
Recent data found roughly $2 billion of gift cards went unused in one year alone, showing many people often leave money on the table. SWYP can hold up to 25 cards encrypted in its embedded memory. The SWYP companion app (iOS and Android) can store and organize an unlimited number of payment, gift and loyalty cards, letting you easily swap them in and out of the SWYP card on-the-fly. This means you can manage all of your money in one place all while using a magnetic stripe-based card like those commonly used today.
From tracking receipts, to sharing and sending gift cards to other SWYP users, you can finally go beyond the card and gain immediate access, insight and control. Each card entered on SWYP is encrypted, fully protecting your personal financial information. SWYP only works within about six feet of your mobile device. Once SWYP is taken out of that range, the card automatically locks and can only be used after entering your personal PIN on the card.
Within the SWYP app, you can select when your SWYP card locks when it is unused. SWYP also features a restaurant mode, which locks the payment option to one card, eliminating the risk of anyone else having access to your entire wallet.
A limited number of SWYP are currently available for a special pre-order price of $49 by clicking the buy link below.
Once purchased, you will receive a referral link to share with your network. For each person you refer that purchases a SWYP, you will be credited $5, up to the original purchase price.
Following the pre-order, SWYP has an estimated retail price of $99 MSRP. SWYP is expected to ship Fall 2015 to U.S. customers. Additionally, the iOS and Android apps will also be available by Fall 2015.